Coast FIRE Detector
Coast FIRE asks a simple question: “If I stopped investing new money today, would time alone carry me to FIRE?”
Result
Not yet: you are not at Coast FIRE with these assumptions.
By age 60, your current investments might grow to about $181,454.
Your FIRE target is about $1,000,000, leaving a shortfall of roughly $818,546.
30 years is a long runway for compounding — increasing your contributions now moves this dial fastest.
This is a rough, single-scenario estimate. Real life has taxes, job changes, recessions, and curveballs. Use it as a gentle nudge, not a verdict.