Savings Rate Impact

Your path to financial independence is driven more by how much you save than by market returns. Enter your numbers below to see your current path—and what would change if you saved a bit more each year.

Annual income (after tax)

Annual expenses

Your savings rate: 30%

What if I saved this much more per year? (optional)

Goal FIRE number (25× expenses = full FI)

Current path

— years to FI

Improved path

— years to FI

Enter your income and expenses to see your path and a short takeaway.